posted on Dec. 17, 2019 at 3:00 pm. Getty Images. I think YNAB is a great app and deserves appreciation and acknowledgement for what they have done. Although I’m a huge fan of the software, it has flaws that you should know about. I always like to start with the downsides because it’s the most honest way to write a solid review. YNAB offers mobile apps for both Android and Apple mobile devices that continuously sync across all devices. You Need a Budget (YNAB) review. Using the mobile apps, you can add transactions, view all accounts and adjust your budget. So here’s my honest answer to the, “Is YNAB worth the money?” question. In our latest tests, we awarded three Best Buys, while one of the packages was very close to being awarded a Don’t Buy. You Need a Budget (YNAB) You Need a Budget (YNAB) is an excellent budgeting tool for fans of the zero-based budgeting method.Anchored by four simple rules, it’s easy to use, endlessly capable, and available in a variety of mobile formats for on-the-go users. Expert review. There are new core features that allow you […] Learn more about this company and what people are saying about it. Cons – The Stuff YNAB Isn’t Great At. YNAB Review. However, $84 per year is too much and I’m really struggling to convince myself to pay a premium price. Is You Need a Budget right for you? We tested nine of the leading personal finance software packages available to UK users - You Need A Budget, Moneydance, AceMoney, Buxfer, Banktivity, BankTree, Home Accountz, GnuCash and HomeBank. For us, the short answer is absolutely yes, it’s worth every penny! I live in the UK and the new YNAB’s automatic import tool does not work with UK banks. You Need a Budget, or YNAB, is a popular personal finance app. A cheaper alternative might be GoodBudget app. Oh, and more than $6,000 after one year.” YNAB, or You Need A Budget, is a great tool to help you get your finances under control. Here is an honest review of the budgeting software "You Need a Budget" or YNAB! It uses the zero-based budgeting method, which means you assign every dollar of income to a specific budgeting category. Our 5 user reviews can help you decide. You Need a Budget (YNAB) is a very competent personal finance package that is reasonably quick and easy to use with a raft of features that … You Need A Budget You Need A Budget 4: A clear interface and a built-in financial planning philosophy make it easy to get even the most unruly finances in order I want you to understand that YNAB isn’t perfect and definitely has some major drawbacks. ; YNAB costs $83.99 a year to use, but I tried it out on a one-month free trial. 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