Learn more about refinancing your existing home or discover ways you can use your home equity to pay for other expenses, from remodeling your home to paying for college to consolidating debt. * Rates & APR (annual percentage rate). Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, In-house servicing - We service our mortgages, which means you can access your mortgage information and make payments in. Featured Rate loans have 30-day rate lock periods for purchase money only. Apply online to get preapproved for your home loan. Adjustable Rate Loans – APR and payment amount may increase after consummation. Learn More. I've been with UWCU for years and love them. Copyright © 2020 UW Credit Union. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. Mortgage Rates Due to recent events in lending markets GreenState Mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions. Student Loan interest rates change over time, but you can access current rates anytime online through UW Credit Union. Meet with a State Bank of Cross Plains Mortgage Lender to get pre-approved. Plus, check out special offers for low closing costs and more. Summit on the other hand keeps their mortgages in-house. Returning applicant? Use this calculator to generate an estimated amortization schedule for your current mortgage. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. Explore the ways you can make your home work for you. See rates page for additional details. We are here to help make owning your home a reality. Different terms offer different benefits: Apply NowGet PreapprovedCompare Home Loans. Fixed-Rate Mortgages. Receive a $250 closing cost credit when you have a Premium Checking account. You'll also benefit from our competitive mortgage rates, a variety of loan options, free seminars and more. The housing market moves fast, and when you find a home you love, you should be ready … Make Yourself at Home. UWCU partners with WHEDA (Wisconsin Housing and Economic Development Authority) to offer their affordable home financing programs: Conventional Mortgage, First-Time Home Buyer, and Tax Advantage. Try our free rate quote tool to estimate your loan. Longer terms have higher rates but lower monthly payments. Have questions or need help? The only thing I am leery of is their mortgages. Apply online or log in to continue an application. Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. All rights reserved. Fixed Rate. Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. It’s easy to open or upgrade your checking account to get this great bonus. Interest rates change over time, but you can access current rates anytime online through UW Credit Union. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. That's why we provide unparalleled support and expertise to make the home loan process easy and stress free. If you're ready to apply, you've come to the right place. All rights reserved. You want the payment to remain the same throughout the life of the loan. to pay for other expenses, from remodeling your home to paying for college to consolidating debt. Home Loans Application Center . Term restrictions may apply. You may also stop by a branch to meet with a member of our team in-person. Press the "Report" button for a full yearly or monthly amortization schedule. As low as 3% down payment options available. Mortgage Loan Calculator. Rates are subject to change. Learn MoreÂ, Low rate that may adjust after a fixed term. Rate discounts do not apply to current UFCU loans. In addition to offering competitive wages, comprehensive benefits and numerous growth opportunities, we make sure each employee feels valued, respected and engaged. Also Available: 10 Year Fixed, 20 Year Fixed, 3/1 ARM, 5/1 ARM, 7/1 ARM, 15/15 ARM. UW Credit Union is an ideal place to build your career. Rates listed are for this product only and are subject to change at any time. To help serve you quickly, please follow our streamlined loan process: Submit your mortgage loan refinance application online. Our Lowest Closing Cost Commitment allows you to get a great deal on closing costs. The APR assumes that you will be in school for 4 years and have a 6-month grace period before repayment begins; due to the grace period the APR is lower than the interest rate. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Skip to … Learn More, Fixed-rate financing for up to six properties. 30-year fixed-rate home loans, with options available with and without Private Mortgage Insurance (PMI). Rates are effective {currentdate}. Find out how much you can afford by using our Mortgage Qualifier Calculator. Learn MoreÂ, Financing to build or rehab a property. To view all available rates, get a Rate Quote.. No Extra Fees for UWCU Members: Fannie Mae and Freddie Mac have implemented an adverse market fee of .5% on fixed rate refinance loans.Many lenders are passing on this fee in extra closing costs, but UW Credit Union is not charging this fee to members. ARM (Adjustable- Rate Mortgage) Adjustable Rate. Contact UW Credit Union by phone, email or secure message in Web Branch. The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. Check current private student loan rates here. Interest rate is fixed for a set number of years before rate adjustments may occur based on the terms. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Learn more about our loan options, use our helpful mortgage calculators, get a fast preapproval or apply online today. Monthly payment and interest rate remain constant for the life of the loan. 3 Investor's Indexed Money Market dividends are earned on all days with a balance of $10,000 or more. Due to low rates, many homeowners are refinancing. Learn MoreÂ, Loans for amounts above $510,400. It’s the quickest way to start the homebuying process and see how much house you can afford. Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. A Mortgage That Gives You More. UW Credit Union provides daily updates on mortgage rates on the mortgage web center page. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Please call our mortgage team at (608) 497-4640 for assistance). Check savings and investment rates here. Log in to continue your home loan application. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. 1 UW Credit Union is ranked among the top ten home loan lenders in the state based on information from county Register of Deeds Offices; CoreLogic. See what other tools UW Credit Union can provide for you today! Our team is here for you. Residents in the Madison and Milwaukee area, get a fixed-rate mortgage from a top Wisconsin Lender, UW Credit Union. Find your perfect home with University of Wisconsin Credit Union. Already a homeowner? **Rates & APR Featured Rate loans have 30-day rate lock periods for purchase money only. Quickly see how much interest you could pay and your estimated principal balances. We know purchasing a home is a big decision, whether you're a seasoned homeowner or a first-time buyer. Rate Bump certificates: the rate on the account may be increased one time during the term, at any time. Learn More, Apply NowEstimate Your Loan Compare Loans View Rates. Do not apply to loans of $ 100,000 or more area, get a great deal closing... Change over time, but you can afford by using our mortgage team members in and around Madison WI... Apple and the Apple logo are trademarks of Apple Inc. Android, Google and... 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